Another Mortgage Milestone!

Posted on 25/09/2020 by Jan

With this weeks mortgage payment we reached another milestone – Year 23 on the amoratisation table had been crossed off.

Our mortgage is now $72,897.

My next goal is to reach $67,200 – the end of year goal to keep on track to be mortgage free before we retire.

October is a big month for bills with house & car insurances all coming due in the next few weeks. Also my hours at my second job have been down so we have less extra income coming in now. Hopefully our tax refund doesn’t take too long so we can keep making good progress this year.

Not much has been happening here. Work continues to be quiet and we are still just going to work and collecting our groceries. Our Covid numbers have been very low which is great news, only 4 cases in our state yesterday, all from people in quarantine. I just hope the numbers keep going in the right direction and life can start to get back to normal soon. We have a meeting at work today to discuss first term next year so it will be interesting to see what is planned. We got told yesterday that our restructure should start next year, but I’ll believe it when I see it. In the meantime I’ll keep working on getting the mortgage paid off asap.

Electricity bills & health goals

Posted on 15/09/2020 by Jan

Our winter electricity bill arrived yesterday and I’m pleasantly surprised. We were all working from home for most of the billing period (3 months) and using two large rooms whereas usually we would only be heating one room morning & evening.

Our bill was $789 and we used 2,136 kw. Last year, for the same period, when it was used much less, our bill was $932 and we used 2,545 kw. That was before we replaced the reverse cycle air conditioning so I’m glad we replaced it and its definitely much more efficient.

I’m pleased to say I’ve lost 13lbs so far. I’ve been fasting for 24 hours at least two days a week, most other days I just eat two meals. I can already feel the difference as my focus and concentration is better. For the last 4 days my blood glucose levels have been in the normal range.

I made a big pot of split pea soup on the weekend – I just love it! I’ve upped my fruit & veggie intake and started walking in the mornings. Work is VERY quiet and thats been good – much less stress the last two weeks. So I’m making progress on the health goals which feels good.