Passed the half way mark on the mortgage!

I’m excited today – we passed the halfway mark on the mortgage, just one month late. Its now under $83,999! Woohoo!!

That means we’ve paid over $84,000 + interest off our mortgage since we started our five year plan two & a half years ago. Finally there is less in front of us than behind us – we are on the home straight now and I think it will go down faster as our interest payments get less and less.

via GIPHY

Early morning birdsong

Like a lot of people at the moment, I’m finding the constant news cycle, and the negativity on social media to be pretty draining. I stopped watching the news apart from once in the morning a few weeks ago and I limit my time on social media. I can’t escape the ‘news’ at work as that is what most of my clients are worried about.

I’ve always been an early morning person. So now I am using that time better by doing some exercise inside and catching up on chores or reading. When it warms up we walk in the morning – I’m looking forward to being able to get back to that soon.
Today I went outside to sit and listen to the birds and watch the sun come up. I took this little video from my front verandah so you can hear the early morning birdsong just before sunrise- its a much better start to the day than listening to the news. Turn the volume up.

Ilona over at Life After Money has been posting some lovely walks and talks over the last few weeks which I’m enjoying – thats been my little escape to the country. I think we need to do whatever helps us keep our peace of mind at the moment.

What are you doing that helps you to keep stress manageable?

Saturday shopping- Sunday relaxing

Yesterday was chilly here with a big frost to start the day off and some rain late in the day. A good day to be inside.  I usually pick up our shopping early on Saturday mornings, the shops are quieter and its all done and put away early in the day. When I did this weeks order online I decided to stock up as I had my $150 voucher to use and I also want to restock my pantry a bit, but as I put the order through I found out the voucher can only be used in person – so that mucked up my budget for the week.

This week I did well with the half price specials. I love Twining’s tea but I won’t pay $11 for 80 teabags so when they are half price I stock up. I bought six boxes which should do me until the next time they are on sale. Peanut butter was half price – $2.85 and roast beef lunch meat was 2 for $5. Those were my best buys for the week.

Its one week now since the school holidays finished and our town had thousands of visitors for the fortnight. So far there are no new cases in our town but the person I work with in my second job had to be tested again – fortunately results were clear. I’ve made the decision that I will continue to work from home for my second job after that, as I had been going to resume face to face work this week which is when I found out she’d been tested. I can work online using zoom so will continue with that.

Well its early Sunday morning here and its raining, which sounds lovely on the roof!. I am about to catch up with a friend in the US so long as the weather doesn’t interfere with the internet. Then I’m going to have a cosy afternoon of crotchet in front of the TV.