Category Archives: retirement funds

A good week!

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 This last week has been a good one. I returned to work which went well, I’m still working via telehealth and it was a very quiet week which gave me time to settle back into the office. The family of kangaroos that lives in the paddock next to our workplace were trying to catch the sun when I arrived on Friday. This lovely roo was finding the sun & checking me out as arrived for work.

I’ve also had a good week with my weight loss – 6lbs and 4″ off my waist so I’m really pleased with that. I’ve been exercising each morning before work, using the treadmill & bike & doing some you tube zumba videos. I made a big pot of soup with butternut pumpkin, beans & whatever bits & pieces of vegetables were left in the fridge. There were 20 serves for the freezer so its an easy quick lunch on workdays.

The other good news this week is that our superannuation savings have just gone over $500,000 again! So we’re closer to being back to our pre-covid balance but I think the markets could be up and down for a while yet with the pandemic. But it feels good to hit that target again.

Its very cold here today. Its snowing about 30 minutes away from us so we’re having a quiet & cosy Sunday in front of the TV. I can’t wait till spring weather so we can get out more and get walking again. 

A good week all round!

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Its feels like its been a big week here. Since I last posted I’ve been busy sewing for our local wildlife rescue group, joey pouches, batwraps and hanging joey bags. The bushfires have been so devastating and it feels good to be able to help out the rescuers who are going out in the heat & smoke to feed and rescue animals.

 In the last few days the group has exploded to the point where its become overwhelming and everything is on pause while they stocktake. I can tell you there are days when I have cried reading the posts from people all over the world wanting to help and reporting on whats happening here. It really does help people to keep hopeful to see how much the world cares about our wildlife, as well as our people.

Locally things are improving. In the last three days the birds have returned, chattering away in the early morning in our front garden. Last night the flock of white galahs that lives in the park opposite flew over screeching- it was wonderful! – they haven’t been around for about 6 weeks due to the smoke. I can actually hear them outside now. We have also been able to open our windows again since Thursday – OMG – how I have missed being able to open windows! And we can see blue skies again.

Last night the temperature dropped and I finally got a decent nights sleep. We’ve had temps of 40C recently and between the heat and the smoke I think all of Australia is sleep deprived! With the smoke reducing, the birds returning and some sleep – it feels like a very good week!

I went back to work this week and I was asked for the second time to return to my second job – the one I really enjoy. So I am going back one afternoon a week starting in March. The money will go off the mortgage and honestly, its the best part of my working week so it will help me cope with the day job stress.

 The other  exciting news is that we have reached our five year retirement funds goal – current balance is $507,628!

Another Mortgage Milestone!

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Good news! We’ve hit another mortgage milestone today on our mortgage amoratisation table.

Our current balance is $105,297.  This takes us to the end of Year 19 balance, and we’re almost 5 years into this mortgage.

I’m not sure if we will be able to hit $100,000 before the end of the year as we have the new air/conditioner heating to be paid for and a few other big bills expected, but it feels good to be this close.
We had our 37th wedding anniversary this week – goodness time goes by so fast! So we went our for coffee and cake after work which was lovely. I’m not really one for parties but I do enjoy a coffee date now and again.
I did have a surprise for DH though. I asked him how much he thought we had increased our retirement savings by this year – his guess was $40,000. While he’s aware of what I’m doing with finances, its me who does the day to day money management. I was thrilled to be able to say our retirement saving have increased this year by $100,000!  Way over what I had set as a goal for the year – thanks to a good stock market and compound interest started to really build.
So its been a bit of a good news week here financially.
I’m looking forward to having a big clean up around the house and bit more decluttering this weekend.Time to get on top of the housework and get rid of a bit more ‘stuff’.