This & that…

We’ve had a cool change in the weather since yesterday and its raining softly outside this morning. Its a nice change from the heat and we even had to put a blanket on the bed last night. We could use a bit of rain on the garden and I’ve moved my pot plants out from under the verandah so they get watered.

We did not get the lounge/dining room painted as planned. DH hurt his shoulder so we decided to leave it to next weekend.

We did get our visit from the solar power company. They are preparing  a quote for us. It was interesting when we discussed our electricity use as we only use the amount that a 1. 2 person household would use, (there’s 3 adults here) so we’re using less than half the average electricity use. We have another company coming to give us a quote later in the week. It will be interesting to see what savings calculations come back in the quotes.

I finally got paid for my second job for January and put that off the mortgage – new balance is now $125,293. 


Its back to work today for me – I feel so much better for taking some time off!

Mortgage Milestone & time off

Well today is payday which is always the best day of the week. I’ve just paid the extra off the mortgage which is now $125,992. That takes us to the end of Year 16 on our original mortgage.

This week I talked to the bank and got our redraw reduced. I decided to keep  $15,000 available in redraw,as a bit of a back up while I build up the emergency fund.

I’m taking some leave for the next week and a bit. At the moment I expect there will be layoffs in July so I am better to use up some leave before then and I need the break in truth. I’m looking forward to some time off and currently making a big list of jobs I want to get done around the house and I have three quilts that need finishing.

My ticker with days left to retirement had now reached 1300’s- love watching it go down!

Mortgage payments & weekend plans

Yesterday was payday. I actually really look forward to it as I can’t wait to transfer the extra payments of the mortgage once the bills are paid. Over the last week DH has been on jury duty. Each day the court transfers his payment to our account and so I’ve been putting that off the mortgage as well.

Our mortgage balance is now down to  $127,574!   Next week I should get my pay from my second job for last month which will take us down another $1000.

I have a few days off now and I need to get back into the decluttering at home. So this is my ‘to do’ list for the next week:

  • take a load to the op shop
  • clean up the bedroom  
  • more decluttering in the sewing room 
  • clean the bathroom including the bathroom cupboards 
  • paperwork!!  – 
  • write report for second job & invoice 
  • finalise shut down of SMSF
  • set up folders for each IP
  • set up bill paying system documents 
  • start BOM – 
  • sewing for charity projects
  • cooking for freezer – muffins, meals & soups –