Tag Archives: covid

Another Mortgage Milestone!

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With this weeks mortgage payment we reached another milestone – Year 23 on the amoratisation table had been crossed off. 

Our mortgage is now $72,897.  

My next goal is to reach $67,200 – the end of year goal to keep on track to be mortgage free before we retire.

October is a big month for bills with house & car insurances all coming due in the next few weeks. Also my hours at my second job have been down so we have less extra income coming in now. Hopefully our tax refund doesn’t take too long so we can keep making good progress this year.

Not much has been happening here. Work continues to be quiet and we are still just going to work and collecting our groceries. Our Covid numbers have been very low which is great news, only 4 cases in our state yesterday, all from people in quarantine. I just hope the numbers keep going in the right direction and life can start to get back to normal soon. We have a meeting at work today to discuss first term next year so it will be interesting to see what is planned. We got told yesterday that our restructure should start next year, but I’ll believe it when I see it. In the meantime I’ll keep working on getting the mortgage paid off asap.

 


plodding along…

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 I’ve been back a work full time a few weeks now. Its fairly quite at the moment so I’m spending time cleaning out years of old ‘stuff’, catching up on paperwork & catching up with colleagues. Our workplace has done well with enforcing social distancing & increased cleaning so I feel OK being there. Our local area still has only one case of covid and so far NSW seems to be keeping the numbers down. 

I have not been doing anything interesting – just plodding along with work & home, keeping warm and watching a lot of TV. We had a lot of snow last weekend, but it didn’t stay on the ground where we live. I’m looking forward to the warmer weather so I can get outside more and start walking again.

Our real estate agent contacted us about increasing the rent on our unit. We discussed a new lease with our tenants with a small increase but they are looking to buy a house so they do not want to sign a lease. We’ve decided to just leave the rent as it is for a few months and we’ll put it up when they leave. They have been excellent tenants, probably the best we’ve had so we’re happy to give them some time to find a house even though our agent tells us we could give them notice and probably get $20 – $40 more per week – the last thing they need while house hunting is to have to find a new house – money isn’t everything. 

We’ve had a really good month of throwing money at the mortgage, despite the fact my second job is very late with my pay again.  Its easy not to spend at the moment!

July Progress Report

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June has been an interesting month – heres the numbers!

Mortgage
  • current balance: $83,590
  • down from: $86,657
  • total reduction:$3,067
Savings
  • DH: $332,314
  • me: $161,587
  • total: $493,901
  • total increase:$16,586
Work
I’m in the process of going back to work on site and will be back full time after this week. Its quite frustrating to be honest, that schools/colleges are exempt from social distancing. Its recommended but not essential which is creating a LOT of stress amongst colleagues, myself included. 
Home
This month I finally threw out our old lounge suite! It was really old and quite tattered. I’ve been holding off buying a new one for years to save money. However DD bought a new lounge chair and she had a lovely lounge that we had stored in the spare room – so now its replaced the old one and it all looks much better.
Health
Oh my goodness. Early in the week I went and had some bloodwork done for my annual check up. Well yesterday afternoon my doctor rang to tell me I have diabetes.  While I know I fit the profile – middle aged overweight post menopausal women with sedentary lifestyle – it was a shock. I do think being at home for four months over winter has probably been a big contributor to it. I had noticed my eyesight was not as good but put that down to days of being online and in zoom meetings a lot while working from home.
So he believes I can turn it around if I act straight away and take drastic action. I have until November to lose over 25kgs (56lbs) or he wants to put me on medication. I am willing to do whatever it takes and will be following Dr Fuhrmans guidelines. My mother and grandmother both had Type 2 diabetes and then Alzheimer’s – which is the one thing I dread more than anything. I was a director of a Dementia Unit  years ago – I have no illusions about whats in store for me if I don’t change my diet and exercise habits. 
So my health goals have to be my absolute priority for the next 16 weeks.
Other
We had a Covid case in the town next to us yesterday, the first case for three months. DD and I both saw our drs this week and both had strict instructions to stay home except for work and grocery pick up, to isolate as much as possible at work and to wear a mask at work if in contact with people. We have surgical masks but I’m going to make us some washable ones as well.
How was your July? How is your workplace managing covid risk?